And you can forget about the human resources department, with all due respect, they are just trying not to get sued and are instructed not to give any advice whatsoever. So what to do.
- Read the blog How The Investment Business REALLY Works!
- Max out your contributions regardless if there is a company match
- As you approach retirement, consider less risky investments which may not be a market beating strategy but it's a great night sleep strategy!
- Consider money coaching, more info HERE
- Lastly, get the MFI Newsletter, more info HERE